Aetna Student Health is the provider of the 2012-2013 IU Mandatory Student Health Insurance Plan (underwritten by Aetna, and administered by Aetna Student Health). The Plan has been designed to provide high quality coverage at an affordable price. Please take a moment to review this information which outlines the plan provisions and important deadline dates.
Student Academic Appointees (SAAs): 37.5% FTE or greater for a semester or longer
Fellowship Recipients: Award of $2,870 or greater per semester
No enrollment is necessary for SAA students. If you wish to enroll a spouse, same sex partner, or dependants you must do so by September 30, 2011. Enrollment forms are available online at http://www.aetnastudenthealth.com/.
Waivers are permitted with proof of comparable insurance coverage. A waiver form must be completed for each semester. Waiver forms can be downloaded at http://www.indiana.edu/~uhrs/pubs/forms/StudentSAA-waiver.pdf and filed with the Office of Academic Personnel Policies and Services by:
- September 30, 2011, for a Fall waiver
- January 31, 2012, for a Spring waiver
Aetna Student Health will be sending an ID card to all certified participants. Please note that you do not need an ID card to receive benefits. See the Plan brochure on-line at http://www.aetnastudenthealth.com/stu_conn/student_connection.aspx?groupID=890423 for information on how to get reimbursed if you should need care before receiving your ID card.
Detailed information on Plan benefits, provisions, and exclusions is available on-line at http://www.aetnastudenthealth.com/stu_conn/student_connection.aspx?groupID=890423.
Some Highlights of the Plan:
- Access to Aetna's national Preferred Provider Network of over 579,000 providers
- $100 annual deductible for in-network care (waived for care rendered at the IU Health Centers)
- Most in-network care paid in full after a small co-payment
- Prescriptions are covered at 100% after a $10 generic co-payment or a $20 brand name co-payment (waived for prescriptions filled at the Indiana University Health Center)
- Unlimited Medical Evacuation and Repatriation
Please read the plan brochure carefully to understand the services that the Plan covers. Remember, no insurance plan covers 100% of all medical costs. However, the Student Health Insurance Plan offered through the University offers comprehensive coverage at an affordable cost. In addition, by using the IU Student Health Center, you can substantially reduce your out-of-pocket expenses. For clinic visits at the IU Health Center, you are not required to pay the annual deductible or co-payment. You will be required to pay the charge for all services received at the time of service, or defer the charge to your Bursar's Account, and will be given a bill to submit for possible reimbursement. The IU Health Center, located at the corner of Tenth and Jordan (diagonally across from the Main Library) offers a wide range of services to IU students, spouses, and eligible dependents (12 years old and up).